USPS Benefits

The United States Postal Service (USPS) is renowned not only for its essential role in American mailing and shipping but also as a major employer offering extensive employee benefits. This comprehensive guide details the USPS employee benefits, designed to cater to the well-being and financial stability of its workforce.

Key Benefits of Working with USPS

Our goal is to offer a clear, concise breakdown of the USPS employee benefits package, ensuring that current and prospective employees fully understand the advantages of a career with USPS.

Diverse Health Insurance Plans

USPS provides a range of health insurance options under the Federal Employees Health Benefits (FEHB) program, including dental and vision plans. These plans are tailored to meet the diverse health needs of employees and their families.

Retirement and Pension Schemes

A secure retirement is a priority at USPS, demonstrated through the Federal Employees Retirement System (FERS) and the Thrift Savings Plan (TSP). These plans offer a combination of Social Security benefits, a basic benefit plan, and employer-matched savings plans.

Generous Paid Time Off

USPS values employee well-being, offering significant paid time off. This includes vacation days, sick leave, and federal holidays, ensuring employees have ample time to rest and recharge.

Comprehensive Life Insurance

Through the Federal Employees’ Group Life Insurance (FEGLI) program, USPS provides life insurance to its employees, ensuring financial security.

Additional Benefits for USPS Employees

  • Long-Term Care Insurance: Financial support for long-term care services.
  • Flexible Spending Accounts (FSA): Pre-tax savings for health and dependent care expenses.
  • Employee Assistance Programs (EAP): Confidential support for personal and professional challenges.
  • Career Advancement Opportunities: Ongoing training and development programs.

Why Choose a Career with USPS?

A career with the United States Postal Service is more than just a job; it’s an opportunity to enjoy a host of benefits that support both your current lifestyle and your future. USPS commits to the growth and well-being of its employees, offering health and life insurance, retirement plans, and career development opportunities

USPS Contractors: Balancing Responsibilities and Benefits

Contractors, while not official USPS employees, engage with USPS through written contracts and are typically compensated on a per-mile basis. Lacking benefits such as health insurance, leave, life insurance, and pension, they are required to provide and maintain their own vehicles at their expense, including insurance and any necessary replacements. Generally, contractors earn less than USPS employees, yet they perform similar tasks, delivering letters and packages to mailboxes and doorsteps, akin to regular carriers. Unlike USPS employees, contractors work under a specific contract, typically paid per mile without benefits like health insurance or pension, and must cover their vehicle’s costs, often earning less but performing similar delivery duties.


This guide aims to highlight the major benefits of working with USPS, showcasing the organization’s dedication to its workforce. With such a comprehensive benefits package, USPS stands out as an employer of choice for those seeking a stable career.